| LOAN RATES AS LOW AS |
| Loans |
Rate |
APR* |
Term |
|
| New and Used Autos & Harley Davidson Motorcycles (0-36 months) ** |
4.75 |
4.75 |
0-36 |
Apply for a Loan Now |
| New and Used Autos & Harley Davidson Motorcycles (37-48 months) ** |
5.05 |
5.05 |
37-48 |
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| New and Used Autos & Harley Davidson Motorcycles (49-60 months) ** |
5.35 |
5.35 |
49-60 |
Apply for a Loan Now |
| New and Used Autos & Harley Davidson Motorcycles (61-72 months) ** |
5.95 |
5.95 |
61-72 |
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| Harley Davidson Motorcycles (73-84 months;$25,000 and greater) |
7.50 |
7.50 |
73-84 |
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| New & Used Boats, RVs, Motorcycles, ATV's & Trailers (up to 60 months) ** |
6.40 |
6.40 |
49-60 |
Apply for a Loan Now |
| New & Used RV and & Travel Trailers (up to 72 months; $20,000 and greater) |
8.00 |
8.00 |
61-72 |
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| New & Used RV and & Travel Trailers (up to 84 months; $35,000 and greater) |
9.25 |
9.25 |
73-84 |
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| Household Goods/Computers |
9.25 |
9.25 |
0-42 |
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| New & Used Equipment |
8.75 |
8.75 |
0-48 |
Apply for a Loan Now |
| Comala VISA (No Annual Fee) |
9.70 |
9.70 |
n/a |
Apply for a Credit Card |
| Signature ** |
9.75 |
9.75 |
0-42 |
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| Share Secured (up to 24 months; rate is 2% above current rate) |
2.00 |
2.00 |
24 |
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| CD Loan (Term - up to maturity; rate is 2% above rate of CD) |
2.00 |
2.00 |
n/a |
Apply for a Loan Now |
* APR = Annual Percentage Rate - Rates are subject to change
** Includes a 0.25% discount for Direct Deposit |
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| Mortgage Loans |
Rate |
APR* |
Term |
|
First Mortgage 5 or 7 Year Balloon (Rates Set Daily)
First Or Second Mortgage 5 or 7 Year ARM
(Rates Set Daily. Call 334-834-4494 for Our Current Rate) |
5.00 |
5.00 |
|
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| First Mortgage 20 Year Fixed |
6.50 |
6.50 |
240 |
Apply for a Loan Now |
| First Mortgage 15 Year Fixed |
6.25 |
6.25 |
180 |
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| First Mortgage 10 Year Fixed |
6.00 |
6.00 |
120 |
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| First Mortgage 7 Year Fixed |
5.75 |
5.75 |
84 |
Apply for a Loan Now |
| Home Equity Line of Credit (Adjustable Rate) |
4.99 |
4.99 |
n/a |
Apply for a Loan Now |
| Express Equity (Max $30,000) |
6.00 |
6.00 |
n/a |
Apply for a Loan Now |
| Second Mortgage Also Available |
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* APR = Annual Percentage Rate - Rates are subject to change
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Go To Calculators | Back to Top |
| Savings |
Rate |
APY* |
Interest Paid |
| Shares & Club Accounts Average Daily Balance greater than $99.99 |
1.00 |
1.00 |
Quarterly |
| Kirby Club and CU Succeed share accounts |
1.0 |
1.0 |
Quarterly |
| IRA |
2.48 |
2.50 |
Quarterly |
| Platinum Checking $5,000.00 minimum to earn |
1.25 |
1.25 |
Monthly |
| Money Market $2,500.00 minimum balance |
1.75 |
1.75 |
Monthly |
| Money Market Average Daily Balance below $2,500 |
0.90 |
0.90 |
Monthly |
| * APY = Annual Percentage Yield - Rates are subject to change |
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| Certificates of Deposit |
Rate |
APY* |
Term |
| 3 Months |
1.98 |
2.00 |
3 |
| 6 Months |
3.11 |
3.15 |
6 |
| 7 Months ($2,500 Minimum) |
3.20 |
3.25 |
7 |
| 9 Months ($2,500 Minimum) |
3.30 |
3.35 |
9 |
| 12 Months |
3.25 |
3.30 |
12 |
| 18 Months ($2,500 Minimum) |
3.40 |
3.45 |
18 |
| 24 Months |
3.30 |
3.35 |
24 |
| 30 Months |
3.35 |
3.40 |
30 |
| 36 Months |
3.40 |
3.45 |
36 |
| 42 Months |
3.45 |
3.50 |
42 |
Notes: Penalty for Early Withdrawal
Less Than 1 Year Maturity = 30 Day's Interest; Greater Than 1 Year = 90 Days Interest
Interest Paid Monthly Or At Maturity; $500 Minimum Unless Otherwise Noted |
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| * APY = Annual Percentage Yield - Rates are subject to change |
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| IRA Certificates of Deposit |
Rate |
APY* |
Term |
| 12 Months ($4,000 Minimum) |
3.35 |
3.40 |
12 |
| 24 Months ($4,000 Minimum) |
3.45 |
3.50 |
24 |
| 36 Months ($4,000 Minimum) |
3.54 |
3.60 |
36 |
| * APY = Annual Percentage Yield - Rates are subject to change |
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